First Time Homebuyer Class
When you start shopping for your dream home, you may have a few – or a lot – of questions about the home buying process. North Country Savings Bank to the rescue! To help you get the answers you need, we've partnered with The Housing Council to create the First Time Homebuyer Education class, which provides mortgage advice to help first time homebuyers navigate the mortgage process. These monthly classes focus on the broad and finer points of the home buying process, including the benefits of a Private Mortgage Insurance (PMI), uses of credit, and working with real estate agents.
Participants of the class through the North Country Housing Council will qualify for first time homebuyer grants from North Country Savings Bank, which can be used towards a down payment on a home.
To obtain additional information or to register you can call the North Country Housing Council office at 315-386-8576, or contact North Country Savings Bank.
Tips for First Time Homebuyers
The video series below provides answers to frequently asked questions and important information potential borrowers will need regarding the program. Information contained in the videos is subject to change.
We've also compiled a list of common mortgage questions and answers for potential new homeowners. Contact your local North Country Savings Bank Loan Originator for more information, or begin the prequalification process and apply for a mortgage online.
First-Time Homebuyer Grant
The First-Time Homebuyer Class is hosted by the North Country Housing Council and provides new homebuyers with facts and advice about purchasing a home. It is also a requirement for anyone applying for the First Time Homebuyers Home Ownership Grant, which is available to income-eligible individuals residing in St. Lawrence County.