How Not to Break the Bank this Valentine's Day

With Valentine’s Day approaching, you’re probably wondering what to get for that special someone in your life... without breaking the bank, that is.

Being financially savvy during this holiday is possible. So consider forgoing the material possessions, give a gift that keeps on giving, or set some limitations for yourself, and keep these tips in mind for ways to bring a smile to your sweetheart’s face without a gigantic price tag:

  1. Budget – Whether you’re going with the DIY gift route or you’re splurging on your significant other, set a budget for yourself to ensure you don’t go overboard this Valentine’s Day. This also can help to ensure expectations are set for your significant other.
  2. Use Your Culinary Skills – Are you a whiz in the kitchen? Then skip the expensive meal out and turn your kitchen into the fanciest restaurant in town, where everything on the menu is made with love for your valentine.
  3. Gift Experiences – Reenact your first date, spend the night curled up by the fire together, or adventure into the great outdoors. Gifting experiences versus things on Valentine’s Day might not only save your money, but creates long-lasting memories that stand the test of time.
  4. Don’t Waste – We know the standard practice of giving flowers and chocolates might be the easy option on this holiday, but consider giving something to that special someone that has utilitarian value, something they can use for years to come, whether it’s a kitchen utensil or a hand-knit scarf.

Being frugal doesn’t always have the greatest connotation, but frugality doesn’t always just equal being cheap. Sometimes applying frugality and wise spending habits to things like your Valentine’s Day shopping can result in more memorable, lasting gifts for those closest to you.

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