Ready to buy a house? Congratulations! That is a big, exciting step, especially if it's your first home. However, before you can choose the perfect property and start packing your bags, you need to secure a mortgage loan, and there is a lot you need to know about that process.
Nobody likes paying off debt, and student loans can last a very long time. If you are dedicated to paying off your debt, however, there are strategies you can use to pay off your debt quicker and reduce the amount you owe.
Millennials are dealing with significant student debt – the average class of 2016 graduate has over $37,000 in student loans. Paying off student debt has put home buying on the back-burner for many recent grads, and in some cases has hindered their ability to be approved for a mortgage.
If you’re like the majority of Americans, you probably haven’t finished your holiday shopping yet – maybe you haven’t even started. If that’s the case, we’ve got a few last-minute holiday shopping ‘don’ts’ to keep in
If debt is a constant and worrying presence in your life, what measures are you taking to change your current financial situation? If nothing is your answer, you might want to consider these five easy steps to start alleviating the stress that debt can create in your life.
Why wait and save to buy something when you can borrow money today and pay it back later? That's the question many consumers contemplate when making purchases. Combine this attitude with easily-accessible borrowing options and it's no wonder why many find themselves spending their way into debt.
Budgeting is not just a way of keeping tabs on where your money is going – it's a vital part of financial success. But for many of us, it can start to slip away as we get busy. Or, we may abandon budgeting after we find ourselves repeatedly disregarding our monthly outline.