Holiday Spending & Saving Tips

Find out how not to go broke this holiday season!

The holidays are a time of the year where friends and family gather for food, laughter, storytelling, and, usually, presents! When it comes to gift giving, we've got some tips on ways to save and alternative ideas that you might not have thought of. However, we know that presents are not the only big expense that can arise during the holidays, so we've also put together some ideas on how to save on travel, parties, and more. Avoid that huge credit card bill in January by following our tips on how to save big this holiday season!

NCSB customer Martha Graves poses

Martha Graves has banked with North Country Savings Bank for so long, it was called Canton Savings and Loan when she and her husband Carmen opened their first account in the 1950s.

snowmobiling in the north country

Winter in the North County is one of our favorite seasons, a time when falling snow means new adventures, and hot cocoa is an everyday kind of treat.

Selfie with girl and her dog

North Country Savings Bank (NCSB) Loan Originator Jenny (Mott) Bradish of Lake Clear, N.Y. works with local residents and new community members to find their dream homes in the North Country.

Person smiling in front of telephone pole

North Country Savings Bank (NCSB) customer Nick Montroy of Heuvelton, N.Y. enjoys living and working in the North Country.

Three people standing next to each other holding a large check

North Country Savings Bank (NCSB) Assistant Vice President and Ogdensburg Branch Manager Stacy Gushea of Rensselaer Falls, N.Y. leads her community through her role at the bank and as a local volunteer.

A person scraping paint off building

North Country Savings Bank (NCSB) customer Nathan LaFaver of Madrid, N.Y. is a proud North Country resident and business owner. LaFaver, who is the owner of LaFaver's Painting LLC, decided to stay and make a life in the North Country after growing up in the region to be close to his family.

Calm water along shoreline

Celebrate sunny days and warmer nights by exploring close to home in the North Country this summer. Whether you're browsing the vendor booths at a local farmers' market, hiking along tree-lined trails, or hitting the perfect shot on the green, get ready for an unforgettable season.

Person walking into brick building

North Country Savings Bank (NCSB) Training and Employee Benefits Manager Phyllis Howard of Canton, N.Y. proudly supports her community and her NCSB customers, along with her fellow employees.

Spring time Hiking

Although the winter season tends to linger in the North Country, we embrace the cool temperatures and look forward to longer sunshine-filled days. As residents of the North Country, our team at North Country Savings Bank takes pride in what our region has to offer in every season.

Person smiling in front of background

North Country Savings Bank (NCSB) Regional Loan Originator Rob Liggio of Canton, N.Y. helps his community in and out of work. From handling customer inquiries to providing coaching tips to local youth and collegiate players, Liggio brings a positive outlook to everything he does.