Current Interest Rates

Checking and Savings Accounts

Type of Account Minimum Balance to Obtain APY Minimum Opening Deposit APY Interest Rate Notes
FREE Business Interest Checking $25.00 $150.00 0.05% 0.05%
Interest Checking Accounts $0.01 $25.00 0.05% 0.05%
Premier Interest Checking $2500.00 $25.00 0.15% 0.15%
Advantage Checking-Unqualified $0.01 $25.00 0.05% 0.05%
Advantage Checking-Qualified $0.01 $25.00 1.05% 1.04% Tier 1
Advantage Checking-Qualified $25000.01 $25.00 0.75% 0.75% Tier 2
Money Market Demand Account $2500.00 $2500.00 0.15% 0.15%
Kasasa Cash Checking-Unqualified $0.01 $25.00 0.05% 0.05%
Kasasa Cash Checking-Qualified $0.01 $25.00 1.26% 1.25% Tier 1
Kasasa Cash Checking-Qualified $25000.00 $25.00 0.35% 0.35% Tier 2
Kasasa Cash/Cashback Saver Savings-Unqualified $0.01 $50.00 0.05% 0.05%
Kasasa Cash/Cashback Saver Savings-Qualified $0.01 $50.00 1.00% 1.00% Tier 1
Kasasa Cash/Cashback Saver Savings-Qualified $50000.00 $50.00 0.35% 0.35% Tier 2
Money Market Advantage Account $1000.00 $50.00 0.15% 0.15% Tier 1- Minimum Daily Balance $1,000.00
Money Market Advantage Account $10000.00 $50.00 0.45% 0.45% Tier 2- Minimum Daily Balance $10,000.00
Money Market Advantage Account $25000.00 $50.00 0.60% 0.60% Tier 3- Minimum Daily Balance $25,000.00
Money Market Advantage Account $75000.00 $50.00 0.60% 0.60% Tier 4- Minimum Daily Balance $75,000.00
Money Market Statement Savings Account $1000.00 $50.00 0.15% 0.15%
Statement Savings Account $50.00 $50.00 0.10% 0.10%
Christmas Clubs $1.00 $1.00 0.10% 0.10%
IRA Advantage $1000.00 $50.00 0.15% 0.15% Tier 1-Minimum Daily Balance $1,000.00
IRA Advantage $10000.00 $50.00 0.45% 0.45% Tier 2-Minimum Daily Balance $10000.00
IRA Advantage $25000.00 $50.00 0.60% 0.60% Tier 3-Minimum Daily Balance $25000.00
IRA Advantage $75000.00 $50.00 0.60% 0.60% Tier 4-Minimum Daily Balance $75000.00

Certificates of Deposit ***

Type of Account Minimum Balance to Obtain APY Minimum Opening Deposit APY Interest Rate Notes
Six Month $500.00 $1000.00 0.20% 0.20%
Seven Month $2500.00 $2500.00 0.40% 0.40%
One Year $500.00 $1000.00 0.30% 0.30%
Thirteen Months $2500.00 $2500.00 0.55% 0.55%
Eighteen Month $500.00 $1000.00 0.30% 0.30%
Two Year $500.00 $1000.00 0.50% 0.50%
Twenty Four Month We See It Too $500.00 $500.00 0.50% 0.50%
Twenty Five Month $2500.00 $2500.00 0.95% 0.95%
Thirty Month $500.00 $1000.00 0.55% 0.55%
Three Year $500.00 $1000.00 0.65% 0.65%
Thirty Six Month We See It Too $500.00 $500.00 0.65% 0.65%
Four Year $500.00 $1000.00 0.75% 0.75%
Forty Eight Month We See It Too $500.00 $500.00 0.75% 0.75%
Four Year "Step Up" $500.00 $1000.00 0.70% 0.70%
Five Year $500.00 $1000.00 1.05% 1.04%
Sixty Month We See It Too $500.00 $500.00 1.05% 1.04%
One Year IRA $500.00 $1000.00 0.30% 0.30%
Eighteen month IRA $500.00 $1000.00 0.30% 0.30%
Two Year IRA $500.00 $1000.00 0.50% 0.50%
Three Year IRA $500.00 $1000.00 0.65% 0.65%
Four Year IRA $500.00 $1000.00 0.75% 0.75%
Five Year IRA $500.00 $1000.00 1.04% 1.04%

 Rates Effective 7/5/16
* Interest Rates are subject to change without notice 
** APY means: Annual Percentage Yield 
*** Penalty may be imposed for early withdrawal 
Fees may reduce earnings