Credit, Credit, Credit

Credit is important, and we're here to tell you all about it.

Having a good credit score opens you up to a wide variety of opportunities. It can help when trying to buy a home or a car, and the better your credit score is, the better the interest rate you will qualify for when purchasing either of those things. Don't panic if your credit score is not very high, there are a number of factors that go into credit scores and reports and there are ways to improve the numbers. Follow our advice below on how to get those scores up so you can be on your way to a brighter future!

Piggy bank with holiday presents

It doesn't come wrapped in paper and bows. You won't find it in a stocking or under a tree. One of the best gifts you can give yourself this holiday season is the gift of a better credit score!

If you've recently decided to take the plunge into homeownership, you might be wondering where to start the process, especially if you are a first-time homebuyer. Step one is to ensure you are financially ready to take on a mortgage.

credit score

Your credit score and your credit report have major implications on your ability to buy a home or land your dream job. Unfortunately, there are some credit myths you may have heard that could be negatively impacting your credit.

In the market for your first credit card? Congratulations! It's a big personal finance step.

April is Financial Literacy Month, and whether you’re just starting out on your own financially, or you could use a refresher of what sound money management practices are, it’s always beneficial to learn or better understand key money concepts to ensure you’re forming or practicing sound financia

 The concept of credit can be one that is shrouded in mystery, and often, we’re left to learn about it on an individual level, which can lead to confusion and even misunderstandings about how credit truly works.

If you’re in the midst of spring cleaning, one area that could probably use some tidying is your financial paperwork.

Many college students start receiving credit card applications as early as freshman year – and as time goes on and graduation approaches, you might even start to ask yourself, “Should I get one?”

Financial concerns for college students

If you have a student heading off to college, they’ve probably got visions of freedom and the good times to come, floating around in their head.

If you've ever been denied a loan, you know the unpleasant feelings that come along with it. And while some know from the onset that they'll likely be denied a loan due to poor credit, to others, the rejection may come as a complete surprise.

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