Where are you growing?

We'll help you get there.

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Every mortgage application is given personalized attention by our experienced and dedicated Loan Originators, who consider factors beyond your credit score to understand your unique financial situation.

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The Local Community Bank You Can Trust

North Country Savings Bank is truly a "community bank". Our customer-based and community-driven model has helped us serve a variety of customers throughout St. Lawrence County and the North Country for over a century. At the heart of our organization are the dedicated employees who work hard to ensure each customer receives the personalized attention they deserve.

Our experienced Loan Experts can help you secure a loan for just about anything that you may need one for. When you're ready to start thinking about buying a new home, they will help you get a mortgage despite a poor credit score and walk first-time homebuyers through the process from start to finish. We put our community first, and we're here for you when you need us most. With three lending offices in PlattsburghSaranac Lake, and Tupper Lake we're able to help people all over the North Country region.

We are also the only bank in the region with Bankers who are here to help you meet your financial goals. Whether you're looking to learn about the accounts we have to offer at NCSB, need assistance with financial planning, or want some advice on improving your credit, you'll be blown away by the personalized financial services available at North Country Savings Bank.

North Country Savings Bank is ready to help you accomplish all your financial goals. Stop by one of our convenient locations - CantonPotsdamOgdensburgMassena and Malone to see why we've been the North Country's hometown community bank for over 100 years.

Our Staff in the Community

North Country Savings Bank (NCSB) Regional Loan Originator Rob Liggio of Canton, N.Y. helps his community in and out of work. From handling customer inquiries to providing coaching tips to local youth and collegiate players, Liggio brings a positive outlook to everything he does.

Based in the Canton NCSB office, Liggio oversees the lending portfolios of the Canton and Potsdam locations. Through his role, he supports new and existing customers with loan applications, serving as the point-of-contact for customers.