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We'll help you get there.

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Every mortgage application is given personalized attention by our experienced and dedicated Loan Originators, who consider factors beyond your credit score to understand your unique financial situation.

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The Local Community Bank You Can Trust

North Country Savings Bank is truly a "community bank". Our customer-based and community-driven model has helped us serve a variety of customers throughout St. Lawrence County and the North Country for over a century. At the heart of our organization are the dedicated employees who work hard to ensure each customer receives the personalized attention they deserve.

Our experienced Loan Experts can help you secure a loan for just about anything that you may need one for. When you're ready to start thinking about buying a new home, they will help you get a mortgage despite a poor credit score and walk first-time homebuyers through the process from start to finish. We put our community first, and we're here for you when you need us most. With four lending offices in MalonePlattsburghSaranac Lake, and Tupper Lake we're able to help people all over the North Country region.

We are also the only bank in the region with Bankers who are here to help you meet your financial goals. Whether you're looking to learn about the accounts we have to offer at NCSB, need assistance with financial planning, or want some advice on improving your credit, you'll be blown away by the personalized financial services available at North Country Savings Bank.

North Country Savings Bank is ready to help you accomplish all your financial goals. Stop by one of our convenient locations - CantonPotsdamOgdensburgMassena to see why we've been the North Country's hometown community bank for over 100 years.


North Country Savings Bank has opened a full-service branch with lending office at 217 West Main Street in "Uptown" Malone!

This new branch will provide the full suite of NCSB’s banking services and have a loan originator on site to walk you through every step of the loan process.