Canton, NY

With refinancing applications on the rise, the amount of closing time lenders are requesting from borrowers has extended beyond the commonplace 30-day period, sometimes to 45 or even 60 days. Staying on top of your refinancing paperwork is more important than ever.

So you’re thinking about refinancing your home mortgage – but before you start the application process ask yourself, are you ready?

Save yourself the regret of buying too early with these basic steps.

Buying a home is a big decision and a big commitment. Even with first time home buyer programs, there is still a lot to learn about home mortgages. By getting the facts about your credit and purchasing capabilities, you can make the best home buying decision for you.

If you've recently decided to take the plunge into homeownership, you might be wondering where to start the process, especially if you are a first-time homebuyer. Step one is to ensure you are financially ready to take on a mortgage.

Ready to buy a house? Congratulations! That is a big, exciting step, especially if it's your first home. However, before you can choose the perfect property and start packing your bags, you need to secure a mortgage loan, and there is a lot you need to know about that process.

Navigating the muddy waters of mortgages alone can be confusing. There are so many new terms to learn, forms to complete, and questions left unanswered. One of those questions: what does it mean to be pre-approved for a mortgage?

Buying your first home is a very exciting time! Crunching the numbers to figure out what you can afford is taxing though.

The market fluctuates, interest rates may increase, and new tax reform means everyone is waiting to see what happens at tax time. 

Spring has finally arrived – and as the weather starts to heat up, so does the homebuying market. Before things get too hot to handle, spring marks the perfect time to start preparing to buy a home if you're looking to make a purchase during the hectic summer season.

For prospective homeowners, mortgages can seem like a complex and daunting part of buying a home, but when it comes down to it, a mortgage is essentially a loan. While it’s another form of debt, many view it as a positive form of debt, one that adds to your financial portfolio over time.