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Rewards Savings Accounts

NCSB Rewards Savings Accounts*

North Country Savings Bank always strives to bring better banking solutions to our communities and put more money in our customers’ pockets. Customers who meet the qualifications of the Rewards Checking accounts will earn the highest rate available on the Rewards Savings accounts. 

The best part? There’s never a penalty fee for missing the mark on reward qualifications — no matter what — and you can get back to earning your full rewards the very next cycle, no problem. 

  • Interest-bearing account
  • Unlimited transfers and withdrawals when made in person or by mail 
  • Interest Rate is based on checking account qualification

*NCSB Rewards Savings is an interest-bearing savings account with no monthly service charges. Customers may receive an Annual Percentage Yield (APY) of 3.56 % by performing/maintaining the following within each monthly qualification cycle: 1) Have an existing Rewards Checking Account. 2) Have at least 10 debit card purchases post and clear from that account per qualification cycle. ATM processed transactions do not count towards qualifying debit card transactions. 3) Have at least one ACH External Deposit (direct deposit) or ACH External Withdrawal (payment) post and clear from that account per qualification cycle. 4) Enroll and receive Electronic Statements for that account (EagleNet enrollment required). We use the daily balance method to calculate interest on this account. Rates may change after the account is opened. A deposit of $50 is required to open this account, and a $25 deposit is required to open the Rewards Checking Account. If you do not meet the above qualifications, you will receive the unqualified APY of .05 %. A minimum balance of $.01 is required to receive the stated APYs. Available for personal accounts only. The disclosed APYs are valid as of February 20th, 2024.


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