How does an EMV™ card work?
It's easy. If the retailer has an EMV™ enabled terminal, simply insert the microchip end of your card face up into the terminal. The EMV™ card will remain in the terminal while the transaction is processed. To authorize your transaction, just follow the prompts as you do today.
You'll be prompted to enter your PIN or to provide a signature as you normally would to verify the transaction. You may not be asked for a PIN when travelling internationally. Your card will remain in the terminal until the transaction is completed.
If the retailer is not equipped to read the EMV™ card, just swipe as you do today. However, if you swipe your EMV™ card at an EMV™ enabled terminal, the terminal may prompt you to insert your EMV™ card into the terminal. Transactions made over the phone or online will not change.