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13-Month CD Special* A 13-month, 3.25% Interest Rate, 3.30% APY Certificate of Deposit  Beat unpredictability with a long-term Fixed Rate CD. Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.   Contact Your Local Banker To Sign Up   *A daily balance method will be used to…
7-month Relationship, 4.15% Interest Rate, 4.23% APY* Certificate of Deposit To show we appreciate our customers, we're offering this great rate to those with a Rewards Checking and Savings Account.  Interest is compounded monthly and credited at month-end and at maturity. Account holders receive a quarterly statement on this account.   *You must maintain…
Tiffany Frederick’s office at the Ogdensburg Branch looks like many others, with a warm wood tone, multiple computer monitors, and pictures of family spread out across a desk. Except for the blue backdrop with North Country Saving’s Bank logo found behind her—a backdrop she uses when fielding video calls from ITM customers—those walking into the branch would hardly know she’s the supervisor of…
While it may seem like the safest ways to pay your bills, check writing has been subject to an increase in fraudulent activity over the past several years. In October 2023, the United States Postal Service wrote that “postal inspectors recover more than $1 billion in counterfeit personal checks and money orders every year” due to fraudulent activity known as check washing. Check washing is a…
NCSB Relationship Specialist Linda Rufa has a long history with the Massena American Legion Post 79. She has vague memories from her childhood of pool tables and shuffleboards, back when her father, a World War II veteran, served as the Post Commander. Years later—in 2009—Linda herself joined the auxiliary and began working as a bartender. Over that time she says the Legion has become like a very…
According to the U.S. Bureau of Labor Statistics, the average person will work roughly twelve jobs in their lifetime and stay with a company for less than five years. Linda Coleman, who is celebrating her 40th anniversary working at North Country Savings Bank, didn’t set out to buck that trend, but says her job at NCSB became her life’s work, and that she was comfortable at a place where she made…
Imagine your realtor just showed you the perfect house, but it needs a few improvements to make it your dream home; the old-fashioned kitchen needs updating, the upstairs bathroom needs renovating, or your family would like to add a deck to the back yard. North Country Savings Bank's Purchase Plus Improvement program could be the solution. You can finance both the initial purchase price of your…
NCSB Rewards Checking Account Disclosures NORTH COUNTRY SAVINGS BANK – CASHBACK REWARDS CHECKING May 13, 2024 The New York State Department of Financial Services requires us to disclose our check payment policy in order to better help you avoid the consequences of unintentionally writing a check against insufficient funds. It is our policy that checks drawn against your account are…