Blog posts

Summer marks a great time for making home improvements. Whether it’s a remodel or you’re just making small fixes here and there, we’ve got some tips on how you can improve your home smartly and cost-effectively.

When you are contemplating doing some work on your property, you need to consider whether it will fall under the category of home repair or home improvement. This is a crucial distinction because home improvements are tax-deductible, whereas home repairs are not.

Your home is more than an investment, it's an asset. Over time, the value appreciates and the equity that builds can be leveraged for a home equity loan. If you've been considering building an addition, making repairs or even a major remodel, read on.

Ready to buy a house? Congratulations! That is a big, exciting step, especially if it's your first home. However, before you can choose the perfect property and start packing your bags, you need to secure a mortgage loan, and there is a lot you need to know about that process.

Navigating the muddy waters of mortgages alone can be confusing. There are so many new terms to learn, forms to complete, and questions left unanswered. One of those questions: what does it mean to be pre-approved for a mortgage?

Buying your first home is a very exciting time! Crunching the numbers to figure out what you can afford is taxing though.

The market fluctuates, interest rates may increase, and new tax reform means everyone is waiting to see what happens at tax time. 

Congratulations, you've decided to buy your first home! It's a huge step and arguably the biggest financial decision you'll ever make.

Spring has finally arrived – and as the weather starts to heat up, so does the homebuying market. Before things get too hot to handle, spring marks the perfect time to start preparing to buy a home if you're looking to make a purchase during the hectic summer season.

For many, buying a first home can seem like a far-away reality. With the constant stream of bills, debts to pay off, and other surprise expenses that most have to deal with regularly, it’s no wonder.

For many, obtaining and managing a loan can seem cumbersome, no matter how necessary. The application and approval process can take a significant amount of time. Paying off your loan can seem far away in the future. And taking out a loan sometimes means you’re adding to already existing debt.

For prospective homeowners, mortgages can seem like a complex and daunting part of buying a home, but when it comes down to it, a mortgage is essentially a loan. While it’s another form of debt, many view it as a positive form of debt, one that adds to your financial portfolio over time.