If you’re looking for some extra cash for one reason or another, you’re probably discovering that there are a variety of loan types out there, including one called a home equity loan.

First off, what is home equity? Home equity is the difference between your home's value and the amount you still owe. Homes, unlike cars or boats, naturally gain equity over time, especially if you, the homeowner, do any sort of work on it to increase the value.

Remember those popular television commercials about identity theft? You know, where the 50-year-old man's voice is substituted with that of a young female who went on a shopping spree after emptying his bank account because "it's not like I'm actually paying for it, hahaha".

Summer is traditionally a time to let loose and enjoy carefree evenings and fun-filled weekends. Unfortunately, the nicer weather can be hard on finances. Between family vacations and weekly fun, summer expenses tend to add up quickly and create a dent in your hard-earned savings.

Banks Never Ask That Follow our advice and protect yourself from falling victim to identity theft or credit card fraud.

As the year comes to a close and you start planning for 2020, make your financial goals a priority. When planning, be sure to take time to review your spending in 2019 to better understand what you should focus on in the new year.

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So you've graduated college, landed a job, and all is well – until you get a notice that your first student loan payment is due. Take a deep breath! With so many repayment options, it can feel overwhelming and hard to know which one is best for you.