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While the holidays represent a time of joy, family, and togetherness, for many, they can also bring about stress – particularly when it comes to shopping and personal finances. But holiday shopping doesn't have to be a burden; in fact, there are numerous ways you can actually reap benefits from it.
Be prepared and plan ahead this holiday season to avoid overspending and racking up credit card…
Summer is fast approaching – a carefree season filled with cookouts, vacations, and outdoor fun. While the long, sunny days put us all at ease, increased seasonal spending can lead to undue stress. Summer doesn't need to be expensive to be fun, though! As the weather heats up, cool down your spending by following our tips below.
Tips & Tricks for Summer Savings
1. Plan travel using…
Let's be honest, for most people, Thanksgiving is all about eating your favorite foods while sitting around a table with your loved ones. But if you've ever hosted Thanksgiving, you know it can be expensive to buy everything needed to make everyone's favorite dishes. Ensure your guests and wallet give thanks this year with the tips below.
Hosting Thanksgiving Dinner on a Budget
Create Your…
The New Year is right around the corner, and with it comes a new financial you! As you write your list of goals for 2019, take money into consideration. While a new year isn't always a clean slate, it is an opportunity to make positive changes – changes that will help you make and save more. And, unlike fad diets and crazy gym routines, financial resolutions are easy to make and stick with. They…
Financial responsibility doesn't come naturally. It's something that has to be learned, or even better, taught from a young age. Luckily, there is a lot you can do to help set your children up for long-term financial success – and North Country Savings Bank is here to help! From saving up for their college tuition to teaching them the importance of saving and spending responsibly, NCSB has the…
Planning for the Unexpected: Finding a New Job in the Age of COVID
It goes without saying that the last few months have brought unprecedented changes for all of us. Shutdowns, quarantine, job loss or loss of income, have given every working man and woman in America a lot to figure out. For many of us, not receiving a paycheck for any length of time leaves us in dire financial straits. That's…
Ah, Spring Break. The phrase brings to mind thoughts of the beach, late nights, friends, and way too much sun exposure! The winters are long and cold in Upstate NY. We can't blame the local college students who are ready to cut loose after their last mid-term exam and find a week-long adventure somewhere fun (and possibly warm!). And it's not just the college students who need to get…
Summer is traditionally a time to let loose and enjoy carefree evenings and fun-filled weekends. Unfortunately, the nicer weather can be hard on finances. Between family vacations and weekly fun, summer expenses tend to add up quickly and create a dent in your hard-earned savings. Sunburn is bad enough, you don't need to burn through your money as well! Reel in your spending this summer by saying…
Saving should be part of everyone's financial plan, whether you need to set aside funds for a new car, a tropical vacation, or building an emergency fund. By making some small changes to your everyday life, you can easily reach your financial goals.
Ultimate Guide to Saving Money
1. Set Savings Goals
Why is saving money important to you? Do you have plans to purchase your first home or a…