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Selling your home is a big step that requires some work beyond hiring a savvy real estate agent. There are steps that you can take to maximize the value of your home without making drastic repairs and improvements that cost thousands. Appearance is everything in selling your home. These are a few ways you can improve the overall impression your home makes on prospective buyers.
Get Your …
The winter doldrums are upon us – and while spring’s arrival is hard to envision amidst all the snow and ice, many are already beginning to fantasize about warm weather escapes and spring vacations.
Regardless of who you’re thinking about taking your next getaway with – the family, that special someone, or just you – recharging your batteries is crucial when living in the North Country; but…
Internet banking has forever changed the way we manage our money. Instead of having to call the bank, visit a local branch, or wait for a statement to arrive in the mail, we can now instantly access our account information online. It's a huge time and money saver, for both the customer and the bank.
Yet despite the obvious benefits, online banking has recently received some negative…
Most people set banking goals to save enough money to be able to afford the things they want and to establish a good credit rating. Whether you want to buy a house, save for college, or reduce debt, setting goals and using modern online banking features can help you get there.
One of the most popular banking goals that people set is to establish a savings plan. There are various…
With so many bills piling up in the mail, it can sometimes feel like you're in an overwhelming cycle of writing checks and filling out paperwork.
I've found that a much more organized approach to paying bills is to simply pay them through your online bank account. With online bill payment through your bank, you're less likely to overlook a bill and miss a deadline due to an accidentally…
Credit card debt is widespread among the average American household and finding ways to consolidate it usually means tapping into the equity in your home or seeking a personal loan to service the credit card payments.
Using the equity in your home to apply for an equity home loan is an excellent method for getting your finances in order – it has become a popular form of liquidity to…
April is Financial Literacy Month, and whether you’re just starting out on your own financially, or you could use a refresher of what sound money management practices are, it’s always beneficial to learn or better understand key money concepts to ensure you’re forming or practicing sound financial habits.
Here are five money basics to learn or remind yourself of:…
Your credit score and your credit report have major implications on your ability to buy a home or land your dream job. Unfortunately, there are some credit myths you may have heard that could be negatively impacting your credit.
Common Credit Myths
Having a credit card balance is good - This is perhaps the most dangerous credit myth, as it leads some people to…
If you've recently decided to take the plunge into homeownership, you might be wondering where to start the process, especially if you are a first-time homebuyer. Step one is to ensure you are financially ready to take on a mortgage.
Your credit score is an important piece of information lenders use to determine if you're eligible for a mortgage. To ensure your credit is in tip-top shape when…
It doesn't come wrapped in paper and bows. You won't find it in a stocking or under a tree. One of the best gifts you can give yourself this holiday season is the gift of a better credit score! For many, the holidays are a time of big spending, which is why it's an excellent opportunity to reevaluate your financial situation and get your credit score off the "naughty" list.
Credit scores can…